It all depends IMHO as to what services the Auditors have been engaged to do.
Now, have they been given a free card to do what they liked during the audit, or not.??
Besides, while IMO, it is not their responsibilities to find out if the Banks are screwing their customers or not..........all they are engaged to do is to find out if the books represents a true and fair view of the company's standing/affairs and if they continue to meet their debts as they become due..................Hardly a problem for any Bank.
Internal Auditors would have more access to those issue than an external one, and/but an Internal Auditor will have to toe the line or else.................Hardly an excuse...
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