This is how a nurse and her husband lost their home when they asked Westpac for advice, page-10

the sad thing is that most financial advisors and brokers are financially illiterate.

they smell commissions and bonus cheques.

there are some exceptions to the rule, but all these little henchmen and foot soldiers truly act in a dreadful and dishonest manner.

most got their promotion from previously being used car salespeople.

true story.

but you are right, financial education should start in primary schools. actually many things should be taught from an early age, but that's another topic all together now isn't it.

cheers!