What we are witnessing right now is not a real bear market in full swing, the previous bear markets based on the previous bearish markets have come down an average of 33% and that is off the S&P 500 (US) it is due since every 5 years we have one. we are over 8 years now without one, anyway for anyone who is holding you don't lose unless you sell as the market always ends up picking back up. well as long as usa doesn't disappear have a great long weekend and happy easter everyone