I disagree. Process suggest mechanism, inflexibility, reacting...

I disagree. Process suggest mechanism, inflexibility, reacting in a defined manner based on inputs.

That is wrong. Markets, businesses, lives are fluid.

Agility is a winner. Monitoring external forces and multiple datum to forge an appropriate response in real time. An identical set of data could invite a different response at a different point in time. That is agility, not process; experience feeds an agile response.

x+y^2 = ? Is the realm of the engineer not a savvy investor.

The moment one feels they have it right and describe it as a process is the time I will call out a future loser.