@berad, you begin with; "I am by no means negative on MSB" and...

@berad, you begin with;
"I am by no means negative on MSB"
and finish with;
"no one has been interested in MSBs GVHD cells..... they may not have a market for long.... I don’t like this loan!"

I rest my case on that bit.

I could dismantle all your other unsupported claims of fact but on reading what I wrote the result was rather dismal for you so I deleted it. If you were a student though you would get something like an F-

But, just a bit of house keeping, you wrote;

"Have held for some time"

But in all that time you seem to have not updated;

Sentiment: None
Disclosure: Not Held