Probably because it only makes a profit on paper and so long as...

Probably because it only makes a profit on paper and so long as not too much attention is given to adequate provisioning.

Read somewhere before that they had alot of trouble actually collecting, including trying to collect on a repossessed vehicle.
This type of lending is not to consumers who are easy to find. Alot of the lending went to 'mobile tradies'. Good luck trying to efficiently find them and keep tabs on them.

In my opinion SIV is a 'do not go near' for the next 12 months.
The year end is also not going to be pretty, impairments will run through into the next half as well.

Then FY2019 will be about cost cutting and right sizing the company ex Go-Getta. This will involve more financial pain.

Not the time to start acquiring yet.