Ann: 1H18 Results Presentation, page-20

IMO they are doing it right and acceptable to the 3 banks supporting them, however, in not doing it the wrong way as Afterpay are doing it with all the associated potential regulatory risks Z1P are missing out on the "Afterpay"market share of the business which may have short term benefits but longer term headaches. Imo Z1P will need to have more Cash Raisings to continue in this regulated environment they chosen. Ill be interested to hear what Fozza has to say after his analysis.