Stakeholder Update 27 March 2018, page-82

By my interpretation, the bit you’re missing is that BIG get 100% of the money they are going to get from an sme up front. To release the final 41%, that they’ve already logged as cash received, they need to convert them to paying.

If they convert them to paying, the final 41% is transferred to a BIG bank account immediately (though has already previously been logged as cash received), this totalling 100% payments, customer done and dusted. The monthly repayments are money going to FC to pay back the line of credit and don’t concern BIG at all.